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Get answers to all your questions about the application process and SIMPLE IRA here
Can I maintain the SIMPLE IRA plan for my business on a fiscal year basis?
No, SIMPLE IRA plans must operate on a calendar year basis. This means that the plan must be established to take effect on January 1 and run through December 31 of the same year. You cannot set up or maintain a SIMPLE IRA plan based on your business's fiscal year.
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