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What happens if an employee stops or pauses contributions?

Employees may change or stop their contribution elections at any time.

When an employee pauses contributions:

• Payroll deductions stop immediately or at the next payroll cycle
• Their existing account balance remains invested
• Employer contributions may still apply, depending on the contribution method

For example, under the non-elective method, employers must still contribute for eligible employees even if they do not contribute themselves.