WealthRabbit Support

Do Roth contributions change the SIMPLE IRA contribution limits with WealthRabbit?

No. Choosing Roth contributions does not change the SIMPLE IRA contribution limits. The same IRS annual limits apply whether your contributions are made on a pre-tax basis, a Roth basis, or a combination of both, as long as your employer plan allows both options.

The employee salary deferral limit and any applicable catch-up contribution limits are shared across Roth and pre-tax SIMPLE IRA contributions. The only difference is when the money is taxed, not how much you are allowed to contribute.