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What does “vested” mean?

“Vested” refers to the portion of your retirement account that is fully yours. When money is vested, you have the legal right to keep those funds even if you leave your employer.

With WealthRabbit’s IRA-based plans, employees are always 100 percent vested in all contributions. This includes the money you contribute to your IRA as well as any employer contributions made to IRA-based plans like SIMPLE IRAs.

Because IRAs vest immediately, there are no waiting periods or complex vesting schedules to track. Every dollar contributed to your IRA through WealthRabbit belongs to you right away. This makes it easier to understand your balance and plan for your long-term savings with confidence.