WealthRabbit Support

Which retirement plans must file Form 5500?

Plans that require filing:

• 401(k) plans
• Profit-sharing plans
• Defined benefit pension plans
• Money purchase plans
• Most 403(b) plans

Plans that don't:

• SIMPLE IRAs
• SEP IRAs
• Solo 401(k)s with assets under $250,000
• Government and church plans

Why does it matter?
Not all retirement plans are created equal. WealthRabbit’s SIMPLE IRA takes the complexity out of compliance by eliminating Form 5500 filings, annual audits, and penalty risks. It’s the easiest way to offer a compliant, low-maintenance plan that helps your business and your team build lasting savings