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Are catch-up contributions to IRAs changing in 2026?

Yes, they could increase due to inflation.

• Starting in 2024, the IRA catch-up contribution for individuals aged 50 and older is indexed for inflation (previously it was fixed at $1,000).
   
• By 2026, the amount could be higher depending on cost-of-living adjustments.
   

?? For example: If inflation justifies it, the catch-up contribution might increase to $1,100 or more in 2026.