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Get answers to all your questions about the application process and SIMPLE IRA here

When can I access my money in a SEP IRA?

SEP IRA contributions and earnings can be withdrawn at any time, but there are some tax consequences to accessing the money.

  • If you are under 59 ½, you will incur a 10% penalty. 

  • If you're 59½ or older, you can withdraw funds without the 10% penalty.

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